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Meaty Texas Trash Dip

This Meaty Texas Trash Dip is the ultimate party appetizer, layered with seasoned ground beef, creamy refried beans, and loads of melted cheese. Perfect for game days, potlucks, or casual get-togethers, it’s easy to make, super satisfying, and always a crowd-pleaser. Serve it hot with tortilla chips and watch it disappear in no time!
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Prep Time 15 minutes
Cook Time 25 minutes
Total Time 40 minutes
Servings: 12
Course: Appetizer, Party Appetizer
Cuisine: American, Tex-mex
Calories: 320
Ingredients Equipment Method Notes

Ingredients
  

Core Ingredients
  • 1 lb ground beef
  • 1 can 16 oz refried beans
  • 8 oz cream cheese softened
  • 1 cup sour cream
  • 2 cups shredded cheddar cheese
  • 1 cup shredded Monterey Jack cheese
  • 1 packet taco seasoning
  • 1 tsp garlic powder
  • Salt and pepper to taste
Optional Add-ins
  • Sliced jalapeños
  • Diced green onions
  • Salsa or pico de gallo for topping
  • Fresh cilantro for garnish
  • Hot sauce for an extra kick

Equipment

  • Large skillet
  • Mixing bowls
  • 9x13-inch baking dish
  • Spatula

Method
 

  1. Preheat oven to 350°F (175°C).
  2. Brown the ground beef: In a large skillet over medium heat, cook the ground beef until browned. Drain excess fat.
  3. Season the beef: Stir in taco seasoning, garlic powder, salt, and pepper. Mix well.
  4. Prepare the creamy base: In a large bowl, combine softened cream cheese, sour cream, and refried beans. Mix until smooth.
  5. Layer the dip: In a 9x13-inch baking dish, spread the creamy bean mixture as the first layer. Top with seasoned ground beef.
  6. Add the cheese: Sprinkle shredded cheddar and Monterey Jack evenly over the top.
  7. Bake it up: Bake for 20-25 minutes until bubbly and the cheese is melted and golden.
  8. Top and serve: Garnish with jalapeños, green onions, salsa, or cilantro. Serve hot with tortilla chips.

Notes

Meaty Texas Trash Dip – Helpful Tips

Choose the Right Meat
  • Ground beef is classic, but you can swap in ground turkey, sausage, or even chorizo for a spicier, smoky twist.
  • Be sure to drain excess grease after browning to keep the dip rich, not oily.
Creamy Base Secrets
  • Soften your cream cheese to room temp for easy mixing—nobody likes a lumpy dip!
  • Mix in sour cream and refried beans until smooth and fluffy before layering on the toppings.
  • Want extra creaminess? Add a splash of half-and-half or heavy cream to loosen the texture.
Layer it Up Right
  • After spreading the creamy bean layer, top with your seasoned meat, then pile on the shredded cheese.
  • Mix up the cheese with a combo of cheddar, Monterey Jack, and a sprinkle of pepper jack for a melty, cheesy crust.
Bake for Gooey Goodness
  • Bake uncovered at 350°F until the cheese is bubbling and golden, about 20–25 minutes.
  • For extra color, broil for the last 1–2 minutes—just keep an eye on it!
Serving Tips
  • Serve hot with sturdy dippers like tortilla chips, pita chips, or toasted baguette slices.
  • Garnish with sliced jalapeños, diced tomatoes, green onions, or a dollop of sour cream for extra flair.
  • This dip is a hit for game day, potlucks, or any “bring a dish” party.
Make-Ahead & Storage
  • Assemble the entire dip (without baking) up to 24 hours in advance—cover and refrigerate, then bake fresh.
  • Leftovers? Store in an airtight container in the fridge for up to 3 days.
  • Reheat in the oven or microwave, but stir halfway through to keep it creamy.
Tasty Variations to Try
  • Mix in a can of green chilies or fire-roasted tomatoes for a Tex-Mex boost.
  • Swap refried beans for black beans or pinto beans for a chunkier texture.
  • Want it spicy? Add a layer of jalapeño cream cheese spread before baking.
  • Make it a meal by serving it in soft taco shells or over a bed of lettuce for “dip bowls.”